Payment Resolution Partners

Payment Resolution
Partners

Collection Agency for Equipment Finance Lenders

Professional Debt Recovery That Protects Your Equipment and Your Client Relationships

As an equipment finance lender, your business relies on structured contracts, asset-backed deals, and timely repayments. Whether you’re financing construction machinery, medical devices, office equipment, or vehicle fleets—every missed payment impacts your bottom line and puts valuable assets at risk.

At Payment Resolution Partners, we specialize in debt collection for equipment finance lenders. Our compliant, strategic recovery services are designed to minimize charge-offs, recover delinquent accounts, and preserve your business relationships. We understand your industry, your collateral-based contracts, and the importance of collecting past-due balances quickly—without escalating conflict or jeopardizing future business.

Whether you serve small businesses or enterprise-level clients, we operate as an extension of your team to resolve overdue payments and protect your investment.

Why Equipment Finance Lenders Trust Us to Collect What They’re Owed

We Understand Equipment Lending Agreements

From lease-to-own programs and fair market value leases to traditional loans and rental contracts, we know how equipment financing works—and how borrowers default. We interpret complex contracts to recover balances quickly and legally.

We Protect Your Collateral and Contracts

Unpaid invoices put your equipment and capital at risk. We help recover funds before repossession becomes necessary, using professional communication that prioritizes resolution and asset retention.

We Identify Willing vs. Non-Cooperative Borrowers

Some clients need flexibility, others need firmness. We assess each case and apply the right pressure, using data-backed strategies to motivate payment and minimize friction.

We’re Fully Compliant with Industry Regulations

We operate under FDCPA, UCC Article 9, and all applicable state and federal laws governing equipment finance. You stay compliant, protected, and in control—without risking legal blowback.

The Collection Process: Built for Equipment Finance Lenders

Step 1: Delinquency Review

We start by reviewing your overdue leases, loan agreements, and payment schedules. Whether it’s a few late accounts or a portfolio of non-performing loans, we help prioritize recoverability.

Step 2: Industry-Specific Collection Strategy

We tailor our approach to your lending model—whether you offer full-service equipment leasing or structured financing. We also account for the value, type, and location of the equipment involved.

Step 3: Professional Client Communication

Our outreach is compliant, respectful, and customized for the B2B equipment finance space. We communicate with business owners, operators, and decision-makers via phone, email, and formal notices.

Step 4: Recovery, Escalation & Reporting

As payments come in, we process them quickly and provide transparent reporting through every phase. If escalation is needed, we do so legally and strategically—always with your approval.

Most Collection Agencies Don’t Understand Equipment Finance… We Do!

Traditional collections aren’t enough when valuable machinery, time-sensitive leases, and B2B contracts are on the line. Your borrowers aren’t retail customers—they’re business owners juggling operations, cash flow, and asset usage.

At Payment Resolution Partners, we specialize in debt collection for equipment finance lenders. Our recovery process aligns with your contract terms, collateral agreements, and industry best practices. We preserve your reputation, protect your assets, and recover your capital—without cutting corners or burning bridges.

Who We Serve: Equipment Finance Lenders Across Industries

Construction Equipment Financing

We help recover overdue balances on financed bulldozers, loaders, cranes, and more—before job site disruptions become repossession cases.

Medical & Dental Equipment Lenders

From imaging systems to exam tables, we collect for lenders serving private practices, clinics, and hospitals—discreetly and professionally.

Commercial Vehicle & Fleet Lenders

We support lenders financing trucks, trailers, and transport fleets by recovering past-due payments without disrupting logistics operations.

Office & Technology Equipment Financing

Whether it’s workstations, servers, or enterprise software, we help recover balances tied to B2B leasing and long-term contracts.

Specialty Equipment Lenders

From farming machinery to food processing tools, we adapt to your niche industry to collect what’s owed—fast and legally.

Where We Serve: High-Need Equipment Finance Markets Across the United States

At Payment Resolution Partners, we specialize in assisting equipment finance lenders in regions where loan defaults and delinquencies are on the rise. Our expertise ensures efficient recovery of overdue payments, particularly in markets heavily impacted by economic shifts and industry-specific challenges.​

Dallas–Fort Worth, TX: Freight slowdowns have increased loan defaults, especially in trucking.
Chicago, IL: Industrial equipment lenders face high delinquency rates in manufacturing and logistics.
Atlanta, GA: Construction and transport growth bring more equipment loans—and more late payments.
Los Angeles, CA: High loan volume in transportation and film industries leads to frequent delays.
Houston, TX: Volatile oil and construction markets contribute to missed equipment finance payments.

Our Client Testimonials

Zach Bramble, MBA
BookSmarts Tax

“I was in a total stand still with a client who just wouldn’t pay. Every conversation became an argument and we were making no progress. PRP jumped in, kept it professional and helped everyone get back on track. In just a matter of days, they got the client to agree to a resolution and cut a check. Huge relief. If you find yourself in a position where you have a client who won’t pay and it’s turning into a mess, you want PRP on your side.“

Dov Ellenbogen, Partner
HiRelations

“After providing three months of marketing services, our client underwent an acquisition and our main contact left the company. During the transition, our payment was overlooked and all communication stopped. PRP brought them back to the table and secured the full payment. We highly recommend them to anyone having difficulty collecting a payment, even in complex situations.“

Josh P., Owner
Cutting Tools Industry

“Really enjoyed working with Payment Resolution Partners. I had never worked with a collections company before, but they were polite, professional, and helped us recoup a good amount of money from a customer that had not paid their invoice for 18 months. The cost for their service was very fair, they communicated well through the entire process, and they will certainly be our “first stop” for future collection issues.“

John Tuck, Owner
Tuck Farms

“We had a customer who initially sent a check that got misplaced, then claimed he sent another one – but nothing ever arrived. After multiple follow-ups and a declined credit card, communication completely stopped. PRP was able to step in, get the customer talking again, and make paying our invoice a top priority. In a matter of weeks, they secured payment. I highly recommend PRP if you’re dealing with a non-responsive client and need results.”

Scott Sulllivan, Owner
Cascade Plumbing

“PRP helped us recover two difficult accounts, including one from a repeat customer who had always paid on time until suddenly going silent on a large invoice. They got the right people involved, and within days, the CEO personally reached out and issued full payment. The second was a new client with a bad track record of not paying vendors that we didn’t know about until it was too late. They hadn’t answered a single call or email in months, but PRP managed to recover the full amount – plus late fees. If you’re a plumbing company or any trade business struggling to collect, I highly recommend PRP. Great communication, relentless follow-up, and they get results.”

Let’s Recover Your Unpaid Invoices Quickly & Easily

We resolve even your most difficult past due accounts, while protecting your brand’s reputation.

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