Payment Resolution Partners

Payment Resolution
Partners

Collection Agency for Private Lenders

Professional Debt Recovery That Protects Your Investments and Reputation

As a private lender, your capital is on the line. Whether you’re offering bridge loans, hard money loans, real estate financing, or short-term business lending, unpaid balances can tie up your cash flow and delay your next opportunity.

At Payment Resolution Partners, we specialize in debt collection for private lenders. Our recovery services are fast, compliant, and designed to get your capital back while protecting your reputation in the industry. Whether you’re lending to individuals or businesses, we act as your recovery partner—resolving unpaid debts with professionalism and precision. You focus on underwriting solid deals—we’ll handle the collections process that keeps your operation profitable.

Why Private Lenders Trust Our Debt Collection Services

We Understand Private Lending Structures

From interest-only loans and balloon payments to real estate collateral and personal guarantees, we know how private lending works—and how borrowers fall behind. We tailor our recovery process to match your loan agreements and protect your ROI.

We Preserve Borrower Relationships When Possible

We know that referrals and repeat business matter in private lending. Our team uses a respectful, no-nonsense approach to preserve relationships while pursuing full repayment.

We Separate Delays from Deadbeats

Some borrowers hit real hurdles; others are simply dodging payment. We know the difference—and we use that insight to drive targeted, effective collection strategies.

We Operate Legally and Professionally

We comply with all federal and state regulations, including the FDCPA, FCRA, and CFPB guidance. Whether you’re lending to individuals or small businesses, we collect ethically and professionally—protecting your brand and keeping you legally covered.

The Collection Process: Built for Private Lenders

Step 1: Assessment of Delinquent Loans

We review the loan documents, payment history, and borrower communication. Whether the account is secured or unsecured, we evaluate how to move forward quickly.

Step 2: Strategy Tailored to Your Lending Model

Whether you focus on real estate, construction, or small business loans, we build a recovery plan that reflects your lending style, borrower profile, and risk tolerance.

Step 3: Respectful, Firm Communication

We contact borrowers via phone, email, and written notices—always documented, always compliant. Our tone is firm but professional to maximize cooperation and results.

Step 4: Transparent Recovery and Reporting

As funds are collected, you’ll receive clear updates on every account. Our secure portal and reporting keep you in control from start to finish.

Most Collection Agencies Don’t Get Private Lending… We Do!

Private lending isn’t traditional banking—and you shouldn’t settle for cookie-cutter collections. Your deals are often fast-moving, customized, and backed by personal relationships. You need a partner who understands that nuance.

At Payment Resolution Partners, we’re experienced in recovering debt across a wide range of private lending structures. We act fast, stay compliant, and always respect your standing in the industry. Whether you manage a private lending firm or lend on a deal-by-deal basis, we help you get paid—without damaging your reputation or network.

Who We Serve: Private Lenders of All Types

Hard Money and Real Estate Lenders

We recover balances from missed mortgage payments, defaulted fix-and-flip loans, and bridge loans—while keeping your compliance clean.

Short-Term Business Lenders

We handle collections for cash advances, equipment loans, and unsecured business lending where fast funding meets slow payers.

Peer-to-Peer (P2P) and Investor Lenders

We work with private investors and P2P platforms to resolve delinquent accounts and preserve investor trust.

Construction and Renovation Lenders

When project timelines stall and payments stop, we step in to recover your funds before further delays cost you more.

High-Net-Worth and Family Office Lenders

We provide discreet, professional recovery for private capital groups and individual lenders working in niche or exclusive lending circles.

Where We Serve: Private Lending Markets Across the United States

At Payment Resolution Partners, we support private lenders in U.S. cities where borrower defaults are rising and timely repayment is critical. These markets benefit most from strategic, compliant debt recovery services.

New York, NY: A private equity hub seeing more defaults amid economic shifts.
Los Angeles, CA: Diverse industries and high living costs contribute to rising borrower delinquencies.​
Chicago, IL: A major financial center experiencing growing challenges in private loan repayments.​
Houston, TX: Rapid growth and energy sector volatility lead to more unpaid private loans.​
Miami, FL: International investments and seasonal economies result in higher default risks.​
Philadelphia, PA: Strong rental loan activity correlates with increased borrower defaults.​
Atlanta, GA: Expanding private lending market sees a rise in non-performing loans.​
Dallas, TX: Booming real estate and private lending sectors face repayment challenges.​
San Diego, CA: High demand for private loans in real estate leads to more delinquent accounts.​
Phoenix, AZ: Fast-growing lending market with a notable uptick in borrower defaults.​

Our Client Testimonials

Zach Bramble, MBA
BookSmarts Tax

“I was in a total stand still with a client who just wouldn’t pay. Every conversation became an argument and we were making no progress. PRP jumped in, kept it professional and helped everyone get back on track. In just a matter of days, they got the client to agree to a resolution and cut a check. Huge relief. If you find yourself in a position where you have a client who won’t pay and it’s turning into a mess, you want PRP on your side.“

Dov Ellenbogen, Partner
HiRelations

“After providing three months of marketing services, our client underwent an acquisition and our main contact left the company. During the transition, our payment was overlooked and all communication stopped. PRP brought them back to the table and secured the full payment. We highly recommend them to anyone having difficulty collecting a payment, even in complex situations.“

Josh P., Owner
Cutting Tools Industry

“Really enjoyed working with Payment Resolution Partners. I had never worked with a collections company before, but they were polite, professional, and helped us recoup a good amount of money from a customer that had not paid their invoice for 18 months. The cost for their service was very fair, they communicated well through the entire process, and they will certainly be our “first stop” for future collection issues.“

John Tuck, Owner
Tuck Farms

“We had a customer who initially sent a check that got misplaced, then claimed he sent another one – but nothing ever arrived. After multiple follow-ups and a declined credit card, communication completely stopped. PRP was able to step in, get the customer talking again, and make paying our invoice a top priority. In a matter of weeks, they secured payment. I highly recommend PRP if you’re dealing with a non-responsive client and need results.”

Scott Sulllivan, Owner
Cascade Plumbing

“PRP helped us recover two difficult accounts, including one from a repeat customer who had always paid on time until suddenly going silent on a large invoice. They got the right people involved, and within days, the CEO personally reached out and issued full payment. The second was a new client with a bad track record of not paying vendors that we didn’t know about until it was too late. They hadn’t answered a single call or email in months, but PRP managed to recover the full amount – plus late fees. If you’re a plumbing company or any trade business struggling to collect, I highly recommend PRP. Great communication, relentless follow-up, and they get results.”

Let’s Recover Your Unpaid Invoices Quickly & Easily

We resolve even your most difficult past due accounts, while protecting your brand’s reputation.

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