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California Collection Agency

Trusted Debt Recovery Services

When a client stops paying, your cash flow suffers — and your patience wears thin. If you’re looking for a California collection agency that blends professionalism with persistence (without landing you in legal hot water), you’re in the right place. At Payment Resolution Partners, we help California businesses recover what they’re owed — fast, legally, and without damaging your reputation. We specialize in commercial and consumer collections across the state, from Los Angeles and San Diego to Sacramento and San Francisco. You’ve done your part. Now let us do ours.

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Why Choose Our California Collection Agency

Experienced California Debt Collection Professionals

Our team brings decades of combined experience helping California businesses recover what they’re owed — from commercial invoices to consumer and medical debts. We understand the nuances of collecting in California and use proven strategies that get results while keeping your reputation intact.

Fully Licensed & Compliant in California

In California, compliance isn’t just good practice — it’s the law. As a licensed California collection agency, we operate in full accordance with the Rosenthal Fair Debt Collection Practices Act and the Federal Fair Debt Collection Practices Act (FDCPA). You can count on us to collect legally, respectfully, and effectively — every time.

Proven Track Record of Results

From Los Angeles to Sacramento, our clients see higher recovery rates thanks to our no-nonsense approach. We combine persistent follow-up with professional communication — and it works. Our success lies in helping California companies reclaim their cash flow without drama or delay.

Our Collection Services in California

Commercial Debt Collection

Whether you’re a small business chasing overdue invoices or a large corporation dealing with stubborn accounts receivable, our approach is tailored to fit your situation. As a California collection agency with deep experience in the state’s business environment, we understand what motivates debtors and how to apply the right pressure — all while staying within legal bounds. We collect across industries, including real estate, legal services, construction, and more — helping California businesses protect their cash flow and focus on growth.

Consumer Debt Recovery

Collecting from individual consumers in California requires a thoughtful, compliant approach. With laws like the Rosenthal Fair Debt Collection Practices Act in full effect, there’s no room for shortcuts or risky tactics. We recover consumer debts by communicating clearly, respectfully, and within the strict bounds of California law. Our approach balances firmness with professionalism so you can recover what you’re owed without jeopardizing your brand’s reputation or inviting legal issues.

Judgement Enforcement

Securing a judgment in court doesn’t guarantee a single dollar lands in your account. That’s where we step in. If you’ve already gone through the legal process and the debtor still hasn’t paid, we specialize in enforcing California judgments through every available legal pathway. Whether the debtor is avoiding payment or simply ignoring the court order, we step in with the persistence and legal knowledge to make the ruling stick. Judgment enforcement is a powerful tool — and we know how to use it.

Trusted Debt Recovery Services

Doing business in California comes with its own set of challenges. Between navigating state regulations, staying competitive in a fast-paced economy, and managing client expectations from San Diego to Sacramento, you don’t have time to chase down unpaid invoices. Every hour spent following up on slow-paying clients is time taken away from growing your business — and generic, out-of-state collection agencies don’t always get that.

At Payment Resolution Partners, we’re not just another collection agency — we’re specialists in California debt recovery. We understand the state’s legal landscape, economic rhythms, and cultural nuances that influence how people do business here. Whether you’re in the Bay Area, Central Valley, or SoCal, our approach is always strategic, respectful, and tailored to fit the situation.

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Understanding California Debt Collection Laws

Compliance With the FDCPA and Rosenthal Act

California has some of the most consumer-friendly collection laws in the country — and ignoring them is a fast track to legal trouble. We operate with full compliance under the Fair Debt Collection Practices Act (FDCPA) and California’s own Rosenthal Fair Debt Collection Practices Act, which expands protections for individuals beyond federal requirements. At Payment Resolution Partners, we handle every collection with professionalism, transparency, and respect for the law — so your business stays protected and above board.

Avoiding Common Pitfalls in California Collections

Too many agencies take a one-size-fits-all approach, which often backfires in a highly regulated state like California. Our experienced team knows how to avoid the missteps that can lead to damaged reputations, fines, or lawsuits. We don’t rely on scare tactics or shortcuts. Instead, we focus on ethical, effective strategies that align with California’s legal standards — giving you peace of mind and better results.

Areas We Serve Across California

We provide debt collection services throughout the state of California — from bustling metro areas to rural communities and everything in between. Whether your business operates in Los Angeles, San Diego, San Jose, San Francisco, or Fresno, our team has the experience and statewide reach to collect effectively.

Our coverage extends across California’s most populous counties, including Los Angeles County, San Diego County, Orange County, Riverside County, and San Bernardino County. We also routinely assist clients in cities like Sacramento, Long Beach, Oakland, Bakersfield, Anaheim, and beyond — including harder-to-reach areas where reliable collection services can be tough to find.

Wherever you’re located in California, you’ll receive prompt, professional service that’s tailored to your needs. We may serve the entire state, but our strategy is always focused, efficient, and personal to your business.

Our Client Testimonials

Zach Bramble, MBA
BookSmarts Tax

“I was in a total stand still with a client who just wouldn’t pay. Every conversation became an argument and we were making no progress. PRP jumped in, kept it professional and helped everyone get back on track. In just a matter of days, they got the client to agree to a resolution and cut a check. Huge relief. If you find yourself in a position where you have a client who won’t pay and it’s turning into a mess, you want PRP on your side.“

★★★★★

Dov Ellenbogen, Partner
HiRelations

“After providing three months of marketing services, our client underwent an acquisition and our main contact left the company. During the transition, our payment was overlooked and all communication stopped. PRP brought them back to the table and secured the full payment. We highly recommend them to anyone having difficulty collecting a payment, even in complex situations.“

★★★★★

Josh P., Owner
Cutting Tools Industry

“Really enjoyed working with Payment Resolution Partners. I had never worked with a collections company before, but they were polite, professional, and helped us recoup a good amount of money from a customer that had not paid their invoice for 18 months. The cost for their service was very fair, they communicated well through the entire process, and they will certainly be our “first stop” for future collection issues.“

★★★★★

John Tuck, Owner
Tuck Farms

“We had a customer who initially sent a check that got misplaced, then claimed he sent another one – but nothing ever arrived. After multiple follow-ups and a declined credit card, communication completely stopped. PRP was able to step in, get the customer talking again, and make paying our invoice a top priority. In a matter of weeks, they secured payment. I highly recommend PRP if you’re dealing with a non-responsive client and need results.”

★★★★★

Scott Sulllivan, Owner
Cascade Plumbing

“PRP helped us recover two difficult accounts, including one from a repeat customer who had always paid on time until suddenly going silent on a large invoice. They got the right people involved, and within days, the CEO personally reached out and issued full payment. The second was a new client with a bad track record of not paying vendors that we didn’t know about until it was too late. They hadn’t answered a single call or email in months, but PRP managed to recover the full amount – plus late fees. If you’re a plumbing company or any trade business struggling to collect, I highly recommend PRP. Great communication, relentless follow-up, and they get results.”

★★★★★

Let’s Recover Your Unpaid Invoices Quickly & Easily

We resolve even your most difficult past due accounts, while protecting your brand’s reputation.

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